Understanding Product Results

Understanding Product Results

The Results Table displays all lender products that align with your client's financial scenario, along with essential metrics for comparison.

Results Table Columns

• Lender/Product: Displays the lender's name and the specific product variant available.
• Interest Rate %: Shows the calculated customer interest rate, inclusive of all applicable loadings.
• Monthly Repayment $: Provides the calculated monthly payment based on the Net Amount Financed (NAF), interest rate, and loan term.
• Upfront Fees $: Indicates the total of all upfront fees, including establishment, application, and documentation fees.
• Monthly Fee $: Lists ongoing monthly account-keeping fees.
• NAF (Net Amount Financed): Represents the total financed amount, which is the sum of the loan amount and any capitalized fees.
• Eligibility Status:
  • Eligible (Green): All policy requirements are met.
  • Eligible (Blue): All policy requirements are met with assumed values.
  • Ineligible (Red): One or more policy requirements are not met.

> Tip: Use the eligibility status to quickly assess which products are suitable for your client's application.

Sorting and Filtering

Sorting Options: Click on any column header to sort the results by:

1. Lowest interest rate
2. Lowest monthly repayment
3. Lowest fees

Filtering Options: Refine the product list by:

• Selecting "Eligible products only" to focus on viable options for your client.
• Choosing specific lenders.
• Selecting preferred product types.

Expanding Product Details

To gain a deeper understanding of a product, click on the "view" icon in any product row. This action will reveal:

• A comprehensive fee breakdown
• Details on failed policy gates and any warnings

For an even more detailed analysis, click on any product row to expand the details panel. This panel provides:

• A complete fee breakdown
• Pricing impact analysis
• Policy gates and any relevant warnings
• Assumptions used in calculations
• Detailed policy information
• Assistance from AI tools
• Policy configuration and validation details

> Note: Reviewing expanded product details helps you make informed decisions on behalf of your client.